Homeowner guide

Water-damage records to keep

Photos, source notes, drying logs, estimates, invoices, and policy questions.

Homeowner water-damage planning and documentation

Document the source

  • save plumber or roofer notes
  • record when the leak began and stopped
  • photograph the source before repair
  • note storm timing when relevant

Document mitigation

  • affected-room list
  • material removal photos
  • equipment dates
  • moisture readings

Separate decisions

  • mitigation versus rebuild
  • covered loss versus maintenance
  • flood or sewage endorsements
  • deductible and approval requirements

Reference points

Verify safety, weather, moisture, and hiring decisions.

EPA mold and moisture guide

Federal homeowner guidance on moisture control and mold cleanup.

National Weather Service Huntsville

Current watches, warnings, and local weather-safety information.

Alabama Home Builders Licensure Board

State guidance for checking licensing, references, insurance, and written contracts.

FEMA Flood Map Service Center

Address-level flood-hazard research; it does not determine insurance coverage or diagnose a property.